I have designed a webinar to help all of you with your financials-you know, the how-to guide on saving and splurging. A large component of being an Urban Woman is living a life of decadence and indulgence, but to quote Biggie Smalls, "Mo Money, Mo Problems". This phrase really captures my pocketbook and after you read my webinar and absorb my centsible advice you will be sure to find yourself rolling coins like no other.
TIP $1-NO TIPPING
One of the sure ways to save on cash money is by cutting down on tipping. Over a period of a few months I stopped giving service industry tips altogether because I found my savings to be 15% of my annual income. Some may call me 'cheap,' but I prefer to think of myself as practicing Urbanomics in the slickest possible way. Fret not ladies-instead of a monetary tip I often provide a fashion or trending tip written on an autographed photo of myself. For example:
keep your nail varnish in the sun to create a chunky 3D effect
TIP $2-SPLURGE
The best way to stop yourself from being unsatisfied with your new budget is to splurge on items you love. Otherwise, you will likely end up buying a number of unneccesary items that add up to a similar price. For example, I spotted some ultra fab espadrilles with light-up soles that were upwards of 45$ so I went for it. Because I passed them by I ended up overdrafting on my Pay Less Shoe credit card trying to fill the espadrille shaped void in my soul. I ended up with a pair of Buzz Light Year pumps, but they just weren't the same.
TIP $3-MONEY MART OR BUST
Money marts or other advance cash pay day loans are a great way to stop those credit card interest payments. Take your pay cheque and waltz into a local money mart and they basically pay you for nothing-and can provide a great op for romantic connections. I can't help but share how I met my latest boy toy who was working behind the money desk. All that cold hard cash in his hands really cranked my wheel and we decided to grab a refreshing low-cal bevy at the service station next door. He was sporting a mean man tank and had a tattoo of Ed Hardy's face on his neck. Suffice to say we couldn't make it work because it turned out he was in total debt (and under age).
I truly hope you find your piggy banks and bath tubs overflowing with prosperity.
Until next time,
Urban Woman
